Guides

Straight answers after home damage.

Plain-English guides for New Jersey homeowners: what to do first, how the insurance side works and how a rebuild comes together.

Burst pipe in New Jersey? What to do in the first 24 hours

Water spreads fast and gets into places you cannot see. What you do in the first day protects both your home and your claim.

Carriers often recommend contractors from their own networks. That can be convenient, but in most cases the choice is yours.

Many homeowners are surprised by the first check. Here is why, and how to get the rest.

Nor'easters and summer storms bring down trees across New Jersey every year. Here is how it usually works.

If the kitchen has to be rebuilt anyway, many homeowners want to make it better. That is often possible, with the right paperwork.

Private-client policies are often written around restoring a home to its original quality. The rebuild should be documented to match.

When the house is not livable, the costs of living somewhere else add up fast. Many policies help.

Start your request

Four short steps. A real person calls you back and walks you through what comes next.